U.S.A. Patriot Act Bank of Estes Park

As a community bank, Bank of Estes Park remains well-capitalized and well-positioned to continue to serve our customers and community. We were chartered 58 years ago and expect to serve our local communities for generations to come. As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns. As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live and work in this community as well.

No customer has ever lost a dime of FDIC-insured deposits. The FDIC insurance fund has a balance greater than $125 billion and the FDIC announced expanded insurance coverage on March 12^th, 2023. For any customers who have questions about whether additional insurance coverage is needed, we are ready and prepared to assist you in identifying whether additional insurance coverage is necessary and ensuring your deposit needs are met.

If you have questions about your coverage or would like to learn more about FDIC insurance and how it works, we encourage you to give us a call directly:

As a Bank of Estes Park customer, you can rest assured that community banks are different from other crypto, high-tech financial institutions, and credit unions.

What this means for you?

The purpose of the USA PATRIOT Act is to deter and punish terrorist acts in the United States and around the world, to enhance law enforcement investigatory tools, and other purposes, some of which include:

To strengthen U.S. measures to prevent, detect and prosecute international money laundering and financing of terrorism;
To subject to special scrutiny foreign jurisdictions, foreign financial institutions, and classes of international transactions or types of accounts that are susceptible to criminal abuse;
To require all appropriate elements of the financial services industry to report potential money laundering;
To strengthen measures to prevent use of the U.S. financial system for personal gain by corrupt foreign officials and facilitate repatriation of stolen assets to the citizens of countries to whom such assets belong.

U.S.A. Patriot Act

Customer Identification Program Policy Statement

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you?

When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

We thank you for your understanding and for joining us in securing a safer tomorrow.

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U.S.A. Patriot Act

What this means for you?

Customer Identification Program Policy Statement