A woman signing a business check
As a community bank, Bank of Estes Park remains well-capitalized and well-positioned to continue to serve our customers and community. We were chartered 58 years ago and expect to serve our local communities for generations to come. As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns. As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live and work in this community as well.
No customer has ever lost a dime of FDIC-insured deposits. The FDIC insurance fund has a balance greater than $125 billion and the FDIC announced expanded insurance coverage on March 12th, 2023. For any customers who have questions about whether additional insurance coverage is needed, we are ready and prepared to assist you in identifying whether additional insurance coverage is necessary and ensuring your deposit needs are met.
If you have questions about your coverage or would like to learn more about FDIC insurance and how it works, we encourage you to give us a call directly:
As a Bank of Estes Park customer, you can rest assured that community banks are different from other crypto, high-tech financial institutions, and credit unions.
A woman signing a business check
| Regular Personal Checking | Super NOW Checking | Senior Preferred Checking | Money Market | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $1,000 |
| Minimum Balance Requirement | No Minimum Balance | $1,000 | No Minimum Balance | $1,000 |
| Monthly Service Charge | $10 Service Charge | $15 Service Charge if balance falls below $1,000 | No Monthly Service Charge | $15 Service Charge if balance falls below $1,000 |
| Debit Card | yes | yes | yes | no |
Monthly Service Charge reduced by $5.00 on all checking accounts with enrollment in paperless statements.
Debit Card annual fee of $15 is waived with Purchase Alerts.