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Bank of Estes Park considers it of the highest priority that our clients and our community have reliable access to SBA Paycheck Protection Program (PPP) Loans. For that reason, we are securing multiple channels for you to successfully access this product. We previously partnered with Colorado Lending Source during the prior rounds of PPP funding, but at this time they are not accepting new applications.

If you need to follow up on any aspect of a prior PPP loan through Colorado Lending Source, please send your inquiry to: estesparkppp@coloradolendingsource.org

For new PPP loans, please apply with one of the following options:

  1. Jessica Frigetto, Chief Lending Officer, Citizens State Bank

    We believe that this is the best option for most of our clients and neighbors in Estes Valley. Bank of Estes Park and Citizens State Bank have formed this PPP referral partnership to ensure that our clients and our community will have prompt, efficient access to this program. CSB is widely recognized as one of the fastest, most efficient originators of SBA PPP loans in Colorado, especially regarding processing loan forgiveness. Their culture and dedication to excellence is similar to our own, and we are grateful to have them as a partner.

    URGENT: If you plan to pursue this option, please contact Jessica as soon as possible to get the process started, and to get added to their email list for updates and communications!

  2. www.lendio.com

    This online portal will efficiently pair you up with a lender that is specifically specializing in your industry, size of loan, etc. This resource may be especially useful for agents (such as CPA’s, etc.) who may be applying for multiple clients at a time.

Useful information—please check back frequently for updates!

Whether you are applying for a first draw (you didn’t already receive a PPP loan) or a second draw (you already received one PPP loan), detailed product information, eligibility information, as well as the applications for each are to be found at:


For high level overviews of the SBA PPP loans that are available, please see:

For second draw PPP loans, please be prepared to supply the following in order to demonstrate eligibility for the program:

  • 2019 Payroll Data (941’s)
  • 2020 Payroll Data (941’s from Q1-Q3 & Payroll report for the year)
  • Supporting Insurance or Retirement Benefits for payroll calculations if included
  • 2019 Tax Return (business tax return, Schedule C or Schedule F)
  • 2020 P&L Showing Annual decrease of 25% over 2019 tax return (gross) or 2020-2019 P&L Quarter by Quarter Comparison showing 25% decline

It’s your money.

Access it whenever and wherever you are.

At Bank of Estes Park we understand that your life doesn’t revolve around banking hours. We also know that you’re always on the go and want your banking to be easy to give you time for the more important things in life. We couldn’t agree more.