Changes to Funds Availability – Effective July 1, 2025
We are increasing the amount we make available for withdrawal by checks not subject to the next day availability from $225 to $275. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the threshold for determining a repeat overdraft, increases from $5,525 to $6,725.
We want to alert you to a growing number of scams where criminals impersonate law enforcement, tech support, and financial institution fraud departments. These scams are designed to deceive and defraud individuals by creating a sense of urgency and fear. Here are some key points to help you recognize and avoid these scams:
Types of Impersonation Scams:
*Spoofing caller ID information means changing the caller ID to make it look like the call is coming from someone else, like a trusted company or government agency. Scammers do this to trick people into answering the call and believing it’s legitimate.
2. Tech Support Impersonation:
3. Financial Institution Fraud Department Impersonation:
How to Protect Yourself:
What to Do If You Are Targeted:
Please do not send personal information in un-secure email. Secure email may be sent from the Secure Feedback form from within our Online Banking’s Support Tab.
lf you ever believe you are not talking to a representative of a legitimate company, hang up and call the phone number listed in the telephone book.
Name | Mailing Address | Phone | Website |
---|---|---|---|
Equifax® | P.O. Box 740241 Atlanta, GA 30374-0241 | 1 (800) 525-6285 | www.equifax.com |
Experian® | P.O. Box 9532 Allen, TX 75013 | 1 (888) EXPERIAN (397-3742) | www.experian.com |
TransUnion® | Fraud Victim Assistance Division P.O. Box 6790 Fullerton, CA 92834-6790 | 1 (800) 680-7289 | www.transunion.com |
Equifax® is a registered trademark of Equifax, Inc. All rights reserved.
Experian® is a registered trademark of Experian Information Solutions, Inc. All rights reserved.
TransUnion® is a registered trademark of TransUnion LLC. All rights reserved.