As a community bank, Bank of Estes Park remains well-capitalized and well-positioned to continue to serve our customers and community. We were chartered 58 years ago and expect to serve our local communities for generations to come. As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns. As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live and work in this community as well.
No customer has ever lost a dime of FDIC-insured deposits. The FDIC insurance fund has a balance greater than $125 billion and the FDIC announced expanded insurance coverage on March 12th, 2023. For any customers who have questions about whether additional insurance coverage is needed, we are ready and prepared to assist you in identifying whether additional insurance coverage is necessary and ensuring your deposit needs are met.
If you have questions about your coverage or would like to learn more about FDIC insurance and how it works, we encourage you to give us a call directly:
As a Bank of Estes Park customer, you can rest assured that community banks are different from other crypto, high-tech financial institutions, and credit unions.
|Commercial Checking||Commercial Super NOW Checking||Commercial Money Market|
|Minimum Opening Deposit||$100||$100||$1,000|
|Minimum Balance Required||No Minimum Balance||No Minimum Balance||$2,500 to avoid monthly service charge.|
|Monthly Service Charge||$10 Service Charge plus $.15 for each debit, $.12 for each credit and each deposited item.||$15 Service Charge plus $.15 for each debit, $.12 for each credit and each deposited item.||$15 Service Charge|
Commercial Checking account features an Earnings Credit to help offset the monthly service charge. If the earnings credit exceeds the service charge for the month you will not receive a service charge, however, you will not receive a credit, carry forward a balance or be paid any additional funds due to the excess.
(Commercial Super NOW Checking account is available for Non-Profit Organizations and Sole Proprietors only.)