A woman signing a business check
Changes to Funds Availability – Effective July 1, 2025
We are increasing the amount we make available for withdrawal by checks not subject to the next day availability from $225 to $275. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the threshold for determining a repeat overdraft, increases from $5,525 to $6,725.
A woman signing a business check
| Personal Checking Account | Super NOW Interest Checking | Senior Preferred Interest Checking | Money Market Interest Checking | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $100.00 | $100.00 | $1,000.00 |
| Minimum Balance Requirement | No Minimum Balance | $1,000.00 | No Minimum Balance | $1,000.00 |
| Monthly Service Charge | No monthly service charge with eStatements | $15.00 Service Charge if balance falls below $1,000.00 | No Monthly Service Charge | $15.00 Service Charge if balance falls below $1,000.00 |
| Debit Card | yes | yes | yes | no |
Monthly Service Charge reduced by $5.00 on Super NOW Interest Checking and Money Market Interest Checking with enrollment in electronic statements. Debit Card annual fee of $15.00 is waived with enrollment in Purchase Alerts.